I feel broke reddit No. It’s destroying me. Hit rock bottom and I have made some bad financial mistakes. I say this as someone who has had both drinking issues and had a heavy smoking habit for years. Eventually, you will feel better. I was told that you should celebrate the little battles that you win everyday. I feel like being content is a constant struggle. 4 days ago 路 Keep on truckin. I don't feel like money is tight, just like I'm being responsible with it. I’m a 19 (M) and I feel broken. it’s wild how much work it takes just to survive when you’re broke. what is the point I always feel bad about myself because most of the posts are from people in their 20s. Life has its small pleasures. I don't even know why I'm making this post. Yeah, that's been my goal along is to 馃敟 but even at 1M I don't even feel close to being ready. sometimes at the peak of the pain you think that there is no chance to survive through it,that it will kill you for sure. So don’t be so hard on yourself if you feel like you haven’t accomplished anything. I used to think I know myself very well, that I know myself completely. Social media (including reddit!), games, and even frequent texting are addictive in general, but having them at your fingertips 24/7 (not to mention being I’ll be 28 later this year, feeling totally behind in life at 27. Right there with you at bringing in $12K a month combined and hard to grow the savings. Everything feels so unreal,plastic,meaningless. I know exactly how you feel. I feel like something inside me is broken. I feel like god or fate or the universe or whatever, created me already broken. Aug 8, 2023 路 I think I've just found why you feel broke. tl;dr - gross income 100k, decent wealth with little debt, but going broke. From the night of the breakup till now, I’m still feeling devastated. When I’m doing something I feel like I want to do nothing but when I do nothing I feel like I want to do something. I get angry at my parents when they ask the simplest questions. There's a feeling of insecurity that just makes me feel miserable. What makes you think we would know? You need to sit down and review your spending. It’s killing me. They feel entitled, and I can't explain why, other than the "they need it but you don't". ). The worst part is, I know he moved on and I know he’s seeing someone. Sorry for the rant. Still spend way too much time on reddit and junk on old laptop, but it's very nice to be disconnected when I go "out and about" or intentionally step away from my devices for an evening in. Now that much older, far from my initial goal, but much more knowledge about income sources; you can get cpp at 60, and oas at 65. I need another job but I don’t search for one. I do have a plan to get out of this slump which will take 2-3 years. i’m constantly juggling bills, calling companies to ask for extensions, scouring the internet for the best grocery deals, and stressing about what i’ll do if something unexpected comes up. All the little things that make you happy is whats gonna lead to winning. Allow yourself to move on, don’t dwell by following your ex’s socials etc. . This really hit home, as I am sure you can tell. Sep 18, 2020 路 I did everything I was supposed to do: went to college, got a masters degree, have an apartment, pay all my bills on time, never go out, I haven’t bought any new clothes in 2 years, literally only buy essentials, and have a good decent paying job and I am BROKE. Conversely, you've become so numb that you don't feel anything anymore. Don't get me wrong, I feel very blessed and fortunate, it just get difficult sometimes. I dread even getting up every day because ai know I am going to have to deal with financial issues and nonsense. you even physically can feel this nagging pain in your chest ,like your heart and soul literally crashing into million sharp pieces. My bf of two years (I thought we were going to get married) broke up with me several months ago. Plus, in the last 8 months home values have increased in my area about $50k-$100k. I know it sounds reductive right now, but I promise that time heals. Also, as soon as you feel up to it, bang somebody else. Nobody in my family even knows I have a retirement account. Not sure where the money is going. Although, we do spend a lot on personal health (organic foods, crossfit membership, botox for the wife, monthly massage, lots of supplements, etc. I'm in my early 30s, successful in life and friendship (house, car, social circle, hobbies, active lifestyle, all that stuff), but I'm also unbelievably alone. You should easily get 4-6 % yields. By 30 most people seem to be financially stable. You have to not feel guilty about hiding money from them, they would just whine at you until they got it to blow it. I generally feel "middle class", because I try to limit my spending, but I don't feel "poor", because I don't limit my spending when it comes to essentials, just when it comes to things that are clearly not essentials, cause I'm not crazy. Everyone’s different, but for me that makes me feel better like it was a good time to buy and overall a good long term investment. I think I've just found why you feel broke. I also sometimes feel disappointed in myself and feel like I’m never gonna be good enough for myself. I remember reading a thread a while back where this vet was making a decent 95K a year but drowning in student loan debt (350k+) and everyone was like “have you looked into becoming a vet who specializes in big animals, like horses and the like?” as though that such a higher paying niche was like, instantly accessible to the OP. Probably feel broke all the time because you’re spending $400+/- per month on substances that will absolutely cost you more money long term in health care if you don’t quit. I like the 10 year goal, I would be 37 and have a few million in investments would be pretty amazing. Jun 4, 2024 路 I feel absolutely stuck and see no way out. Like you, I don't have a significant other (and none on the horizon). Unless you pay for a lot of stuff with cash, your bank's online portal should make it very easy to see how mu When I was 40 my goal was 2m, which would replace my income without touching the principal. Yes, it definitely does, and we need to realize our life still have dark days, not everyday is worth living, not everyday we feel nice, not everyday we feel the satisfied feelings, and there are still ways out, and accepting life is not always happy, and little pleasure is for the special day Yeah the career advice on r/personal finance irks me the most. I think I've also found a place where you can absorb this loss of income without going into the red. No money, no career , car just broke down and in $17,000 debt. I’ve never felt a pain like this before. I did everything I was supposed to do: went to college, got a masters degree, have an apartment, pay all my bills on time, never go out, I haven’t bought any new clothes in 2 years, literally only buy essentials, and have a good decent paying job and I am BROKE. It’s affecting my life. I have made mistakes in my life, and I feel like I am paying the rest of my life for them. I am at a point where I basically need to restart my life from scratch. Not a home owner, no big assets. After a few months I think you’ll start to feel better once you replenish your funds and once your house feel more “homey”. I’m sad all the time. Like there are people who are created to thrive and be happy and enjoy life, and there are people created broken who never have a fighting chance at thriving or being happy. Try to do things you enjoy, even if it’s only for five minutes before you collapse. You selflessly help others because your low self-esteem screams at you that you're worthless, and the only way others will care about you is if you're useful. When I wear through a t-shirt my mind goes straight to “how the fuck did this thing tear it’s only six years old, shit I can’t afford another shirt “. Your life is like my life, and I feel almost identical to how you feel. the worst possible pain. But now all that has been shattered and I feel like crying whenever I think about it. Edit: Thanks for making me feel less alone. I am over 35 and drowning in this economy on top of acquiring cc debt. On the opposite end some will always feel broke no matter how much we make. Above everything else, I'm scared of the fact that I don't understand myself. May 10, 2021 路 I feel like god or fate or the universe or whatever, created me already broken. And you talk about being in fear of being "in the hole" when your wife quits working and you lose $700 of monthly income. I’m comfortable now, but can’t stop being broke in my mind. mih qwipiwyf evek hjrof ptoa bqakz xmrh piii oeegay pghir qkabbnt ryhj wycj vfpon qprjf